/* =============================================
   VALUEMATRIX RESEARCH - SHARED STYLESHEET
   Theme: Deep Navy Blue + Gold Accent
   ============================================= */

@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700;800&family=Raleway:wght@400;500;600;700&display=swap');

:root {
  --primary: #0a2342;
  --primary-dark: #061529;
  --primary-mid: #0d2d57;
  --accent: #d4a017;
  --accent-hover: #e8b520;
  --teal: #1a8fa0;
  --teal-dark: #13707e;
  --teal-light: #22b8ce;
  --white: #ffffff;
  --off-white: #f8f9fa;
  --light-gray: #ececec;
  --mid-gray: #999;
  --dark-gray: #333;
  --text: #444;
  --topbar-bg: #061529;
  --nav-bg: #0a2342;
  --footer-bg: #0a1e38;
  --border: #ddd;
  --shadow: 0 4px 20px rgba(0,0,0,0.10);
  --shadow-hover: 0 8px 32px rgba(0,0,0,0.18);
  --radius: 4px;
  --font-main: 'Poppins', sans-serif;
  --font-heading: 'Raleway', sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-main);
  color: var(--text);
  background: var(--white);
  font-size: 15px;
  line-height: 1.7;
}

a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; height: auto; display: block; }

/* ---- TOPBAR ---- */
.topbar {
  background: var(--topbar-bg);
  color: #ccc;
  font-size: 12.5px;
  padding: 7px 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.topbar-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.topbar-left span { margin-right: 10px; letter-spacing: 0.02em; }
.topbar-right { display: flex; align-items: center; gap: 10px; }
.topbar-right a {
  color: #aaa;
  width: 26px; height: 26px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  border: 1px solid rgba(255,255,255,0.12);
  font-size: 11px;
  transition: background 0.2s, color 0.2s;
}
.topbar-right a:hover { background: var(--accent); color: #fff; border-color: var(--accent); }

/* ---- HEADER ---- */
.main-header {
  background: var(--primary);
  padding: 14px 0;
}
.header-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.logo-area { display: flex; align-items: center; gap: 12px; }
.logo-icon {
  width: 54px; height: 54px;
  background: var(--accent);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 22px;
  font-weight: 800;
  color: var(--primary);
  font-family: var(--font-heading);
  letter-spacing: -1px;
  box-shadow: 0 0 0 3px rgba(212,160,23,0.25);
}
.logo-text { line-height: 1.2; }
.logo-text .brand {
  font-size: 20px;
  font-weight: 700;
  color: var(--white);
  font-family: var(--font-heading);
  letter-spacing: 0.5px;
}
.logo-text .sub {
  font-size: 10px;
  color: var(--accent);
  text-transform: uppercase;
  letter-spacing: 2px;
}
.header-contact {
  display: flex;
  gap: 30px;
  color: #ccc;
  font-size: 13px;
}
.hc-item { display: flex; align-items: center; gap: 10px; }
.hc-item i {
  font-size: 22px;
  color: var(--accent);
  width: 34px; height: 34px;
  display: flex; align-items: center; justify-content: center;
  border: 1px solid rgba(212,160,23,0.3);
  border-radius: 50%;
}
.hc-item .hc-text strong { display: block; color: var(--white); font-size: 13px; }
.hc-item .hc-text span { color: #aaa; font-size: 11.5px; }

/* ---- NAVBAR ---- */
.navbar {
  background: var(--teal);
  position: sticky;
  top: 0;
  z-index: 999;
  box-shadow: 0 2px 10px rgba(0,0,0,0.15);
}
.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-links { display: flex; align-items: center; }
.nav-links li a {
  display: block;
  padding: 16px 18px;
  color: #fff;
  font-size: 13.5px;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  transition: background 0.2s, color 0.2s;
  position: relative;
}
.nav-links li a::after {
  content: '';
  position: absolute;
  bottom: 0; left: 18px; right: 18px;
  height: 2px;
  background: var(--accent);
  transform: scaleX(0);
  transition: transform 0.25s;
}
.nav-links li a:hover::after,
.nav-links li a.active::after { transform: scaleX(1); }
.nav-links li a:hover,
.nav-links li a.active { background: rgba(0,0,0,0.1); color: var(--accent); }
.nav-cta {
  background: var(--accent);
  color: var(--primary) !important;
  font-weight: 700 !important;
  padding: 14px 26px !important;
  letter-spacing: 1px !important;
  transition: background 0.2s, color 0.2s !important;
}
.nav-cta:hover { background: var(--accent-hover) !important; color: #000 !important; }
.nav-cta::after { display: none !important; }

/* Hamburger */
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 10px; }
.hamburger span { width: 26px; height: 2px; background: #fff; display: block; transition: 0.3s; }

/* ---- PAGE BANNER ---- */
.page-banner {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary-mid) 60%, var(--teal-dark) 100%);
  padding: 80px 20px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.page-banner::before {
  content: '';
  position: absolute; inset: 0;
  background: url('https://images.unsplash.com/photo-1611974789855-9c2a0a7236a3?w=1600&q=80') center/cover no-repeat;
  opacity: 0.12;
}
.page-banner-content { position: relative; z-index: 1; }
.page-banner h1 {
  color: #fff;
  font-size: 40px;
  font-weight: 700;
  font-family: var(--font-heading);
  margin-bottom: 10px;
}
.page-banner h1::after {
  content: '';
  display: block;
  width: 60px; height: 3px;
  background: var(--accent);
  margin: 12px auto 0;
  border-radius: 2px;
}
.breadcrumb {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-top: 14px;
  font-size: 13.5px;
  color: rgba(255,255,255,0.75);
}
.breadcrumb a { color: rgba(255,255,255,0.85); }
.breadcrumb a:hover { color: var(--accent); }
.breadcrumb span { color: rgba(255,255,255,0.5); }
.breadcrumb .current { color: var(--accent); }

/* ---- SECTION STYLES ---- */
.section { padding: 75px 20px; }
.section-alt { background: var(--off-white); }
.container { max-width: 1200px; margin: 0 auto; }

.section-title {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-bottom: 45px;
}
.section-title h2 {
  font-size: 26px;
  font-weight: 700;
  color: var(--primary);
  text-transform: uppercase;
  letter-spacing: 1px;
  font-family: var(--font-heading);
}
.section-title .title-sub {
  font-size: 14px;
  color: var(--mid-gray);
  font-style: italic;
}
.section-title .divider {
  width: 3px;
  height: 32px;
  background: var(--accent);
  border-radius: 2px;
  flex-shrink: 0;
}
.section-center { text-align: center; }
.section-center .section-title { justify-content: center; flex-direction: column; gap: 8px; }
.section-center .section-title .divider { width: 60px; height: 3px; }

/* ---- HERO SECTION ---- */
.hero {
  background: linear-gradient(135deg, rgba(6,21,41,0.92) 0%, rgba(10,35,66,0.85) 50%, rgba(26,143,160,0.70) 100%);
  min-height: 520px;
  display: flex; align-items: center;
  position: relative;
  overflow: hidden;
}
.hero-bg {
  position: absolute; inset: 0;
  background: url('https://images.unsplash.com/photo-1611974789855-9c2a0a7236a3?w=1600&q=80') center/cover no-repeat;
  z-index: 0;
}
.hero-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(135deg, rgba(6,21,41,0.90) 0%, rgba(10,35,66,0.80) 60%, rgba(26,143,160,0.55) 100%);
  z-index: 1;
}
.hero-content {
  position: relative; z-index: 2;
  max-width: 700px;
  padding: 60px 40px;
}
.hero-content h1 {
  font-size: 46px;
  font-weight: 800;
  color: #fff;
  line-height: 1.15;
  font-family: var(--font-heading);
  margin-bottom: 18px;
}
.hero-content p {
  font-size: 16px;
  color: rgba(255,255,255,0.82);
  margin-bottom: 32px;
  max-width: 540px;
}
.btn { display: inline-flex; align-items: center; gap: 8px; padding: 13px 28px; border-radius: var(--radius); font-weight: 600; font-size: 14px; cursor: pointer; transition: all 0.25s; letter-spacing: 0.5px; border: 2px solid transparent; }
.btn-accent { background: var(--accent); color: var(--primary); border-color: var(--accent); }
.btn-accent:hover { background: var(--accent-hover); border-color: var(--accent-hover); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(212,160,23,0.4); }
.btn-outline { background: transparent; color: #fff; border-color: rgba(255,255,255,0.6); }
.btn-outline:hover { background: #fff; color: var(--primary); }
.btn-primary { background: var(--teal); color: #fff; border-color: var(--teal); }
.btn-primary:hover { background: var(--teal-dark); transform: translateY(-2px); }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; }

/* ---- SERVICES GRID ---- */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 24px;
}
.service-card {
  display: flex;
  gap: 18px;
  align-items: flex-start;
  padding: 24px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: #fff;
  transition: box-shadow 0.3s, transform 0.3s;
}
.service-card:hover { box-shadow: var(--shadow-hover); transform: translateY(-4px); }
.service-img {
  width: 90px; height: 80px;
  object-fit: cover;
  border-radius: var(--radius);
  flex-shrink: 0;
}
.service-info h3 {
  font-size: 16px;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 8px;
  font-family: var(--font-heading);
}
.service-info .underline {
  width: 40px; height: 2px;
  background: var(--accent);
  margin-bottom: 10px;
  border-radius: 2px;
}
.service-info p { font-size: 13.5px; color: #666; line-height: 1.6; }

/* ---- COMPLAINT TABLE ---- */
.complaint-table-wrap { overflow-x: auto; }
.complaint-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13.5px;
}
.complaint-table th {
  background: var(--primary);
  color: #fff;
  padding: 12px 14px;
  text-align: left;
  font-weight: 600;
  letter-spacing: 0.3px;
}
.complaint-table td {
  padding: 10px 14px;
  border-bottom: 1px solid var(--border);
  color: var(--text);
}
.complaint-table tr:hover td { background: #f0f7ff; }
.complaint-table tr:nth-child(even) td { background: var(--off-white); }

/* ---- ECONOMIC CALENDAR ---- */
.econ-calendar-container { min-height: 400px; background: #f8f9fa; padding: 20px; border-radius: 6px; }

/* ---- WHO WE ARE ---- */
.who-we-are {
  display: grid;
  grid-template-columns: 1fr 1fr;
  min-height: 380px;
}
.who-img {
  position: relative;
  overflow: hidden;
}
.who-img img {
  width: 100%; height: 100%;
  object-fit: cover;
}
.who-badge {
  position: absolute; top: 24px; left: 24px;
  background: var(--teal);
  color: #fff;
  padding: 10px 20px;
  font-weight: 700;
  font-size: 15px;
  border-radius: var(--radius);
}
.who-content {
  background: var(--primary-dark);
  padding: 50px 45px;
  display: flex; flex-direction: column; justify-content: center;
}
.who-content h2 {
  font-size: 30px;
  font-weight: 700;
  color: #fff;
  font-family: var(--font-heading);
  margin-bottom: 10px;
}
.who-content .gold-line { width: 50px; height: 3px; background: var(--accent); margin-bottom: 20px; border-radius: 2px; }
.who-content p { color: rgba(255,255,255,0.78); font-size: 14px; margin-bottom: 28px; line-height: 1.8; }
.who-stats { display: flex; gap: 28px; }
.who-stat { text-align: center; }
.who-stat i { font-size: 28px; color: var(--accent); margin-bottom: 6px; display: block; }
.who-stat span { color: rgba(255,255,255,0.8); font-size: 12.5px; font-weight: 500; }

/* ---- TESTIMONIALS ---- */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 24px;
}
.testimonial-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 24px;
  box-shadow: var(--shadow);
  transition: transform 0.3s;
}
.testimonial-card:hover { transform: translateY(-4px); }
.t-author { display: flex; align-items: center; gap: 14px; margin-bottom: 14px; }
.t-avatar {
  width: 56px; height: 56px;
  border-radius: 50%;
  object-fit: cover;
  border: 3px solid var(--accent);
}
.t-name { font-weight: 700; color: var(--primary); font-size: 15px; }
.t-role { font-size: 12px; color: var(--mid-gray); }
.t-stars { color: var(--accent); font-size: 13px; margin-bottom: 12px; }
.t-text { font-size: 13.5px; color: #555; line-height: 1.6; font-style: italic; }

/* ---- COMPANY VALUES ---- */
.values-tabs { display: flex; gap: 0; margin-bottom: 24px; border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; }
.val-tab {
  flex: 1; padding: 13px;
  text-align: center;
  font-weight: 600;
  font-size: 14px;
  cursor: pointer;
  background: #fff;
  color: var(--text);
  transition: background 0.2s, color 0.2s;
  border: none;
}
.val-tab.active { background: var(--teal); color: #fff; }
.val-content { display: none; }
.val-content.active { display: block; }
.val-content h3 { font-size: 18px; font-weight: 700; color: var(--primary); margin-bottom: 12px; }
.val-content p { font-size: 14px; color: var(--text); margin-bottom: 16px; }
.val-list { display: flex; flex-direction: column; gap: 8px; }
.val-list li { display: flex; align-items: center; gap: 10px; font-size: 14px; color: var(--text); }
.val-list li i { color: var(--teal); font-size: 16px; }

/* ---- CTA STRIP ---- */
.cta-strip {
  background: var(--teal);
  padding: 30px 20px;
  display: flex; align-items: center; justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.cta-strip p {
  font-size: 18px;
  color: #fff;
  font-style: italic;
  font-weight: 500;
}

/* ---- PRICING ---- */
.pricing-category { margin-bottom: 50px; }
.pricing-category-title {
  text-align: center;
  font-size: 22px;
  font-weight: 700;
  color: var(--primary);
  font-family: var(--font-heading);
  margin-bottom: 6px;
}
.pricing-category-title::after {
  content: '';
  display: block;
  width: 50px; height: 3px;
  background: var(--accent);
  margin: 8px auto 24px;
  border-radius: 2px;
}
.pricing-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 20px; }
.pricing-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 22px;
  text-align: center;
  box-shadow: var(--shadow);
  transition: transform 0.3s, box-shadow 0.3s;
}
.pricing-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-hover); }
.pricing-card h3 {
  font-size: 15px;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--primary);
  margin-bottom: 16px;
  letter-spacing: 0.5px;
}
.pricing-card .price-row {
  display: flex; justify-content: space-between;
  align-items: center;
  padding: 7px 0;
  border-bottom: 1px solid #eee;
  font-size: 13.5px;
}
.pricing-card .price-row .label { display: flex; align-items: center; gap: 6px; color: #555; }
.pricing-card .price-row .label i { color: var(--teal); font-size: 13px; }
.pricing-card .price-row .value { font-weight: 600; color: var(--primary); }
.pricing-card .btn { width: 100%; justify-content: center; margin-top: 20px; }

/* ---- PAYMENT PAGE ---- */
.payment-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(280px, 1fr)); gap: 24px; }
.payment-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 30px 24px;
  text-align: center;
  box-shadow: var(--shadow);
  transition: transform 0.3s;
}
.payment-card:hover { transform: translateY(-4px); }
.payment-card i { font-size: 40px; color: var(--teal); margin-bottom: 14px; display: block; }
.payment-card h3 { font-size: 17px; font-weight: 700; color: var(--primary); margin-bottom: 10px; }
.payment-card p { font-size: 13.5px; color: #666; }
.bank-details {
  background: var(--off-white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 32px;
  max-width: 600px;
  margin: 30px auto 0;
}
.bank-details h3 { font-size: 18px; font-weight: 700; color: var(--primary); margin-bottom: 16px; }
.bank-row { display: flex; gap: 12px; padding: 10px 0; border-bottom: 1px solid var(--border); font-size: 14px; }
.bank-row .bank-label { font-weight: 600; color: var(--primary); min-width: 140px; }
.bank-row .bank-value { color: var(--text); }

/* ---- LEGAL/POLICY PAGES ---- */
.policy-content { max-width: 900px; margin: 0 auto; }
.policy-content h2 { font-size: 22px; font-weight: 700; color: var(--primary); margin: 30px 0 12px; font-family: var(--font-heading); }
.policy-content h3 { font-size: 17px; font-weight: 600; color: var(--primary); margin: 22px 0 8px; }
.policy-content p { font-size: 14.5px; color: var(--text); margin-bottom: 14px; line-height: 1.85; }
.policy-content ul { margin-bottom: 14px; padding-left: 22px; }
.policy-content ul li { font-size: 14.5px; color: var(--text); margin-bottom: 8px; line-height: 1.7; list-style: disc; }

/* ---- KYC PAGE ---- */
.kyc-steps { display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: 22px; margin-bottom: 40px; }
.kyc-step {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 26px 20px;
  text-align: center;
  box-shadow: var(--shadow);
}
.kyc-step-num {
  width: 48px; height: 48px;
  background: var(--teal);
  color: #fff;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 20px; font-weight: 700;
  margin: 0 auto 14px;
}
.kyc-step h3 { font-size: 15px; font-weight: 700; color: var(--primary); margin-bottom: 8px; }
.kyc-step p { font-size: 13px; color: #666; }
.kyc-docs { display: grid; grid-template-columns: repeat(auto-fill, minmax(180px, 1fr)); gap: 16px; margin-top: 24px; }
.kyc-doc {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 18px;
  display: flex; align-items: center; gap: 10px;
  font-size: 14px; font-weight: 500; color: var(--primary);
  box-shadow: var(--shadow);
}
.kyc-doc i { color: var(--accent); font-size: 20px; }

/* ---- CONTACT PAGE ---- */
.contact-wrapper { display: grid; grid-template-columns: 1fr 400px; gap: 40px; }
.contact-form { background: #fff; border: 1px solid var(--border); border-radius: var(--radius); padding: 36px 32px; box-shadow: var(--shadow); }
.contact-form h2 { font-size: 22px; font-weight: 700; color: var(--primary); margin-bottom: 6px; font-family: var(--font-heading); }
.contact-form .sub { font-size: 13.5px; color: var(--mid-gray); font-style: italic; margin-bottom: 24px; }
.form-group { margin-bottom: 18px; }
.form-group input,
.form-group textarea,
.form-group select {
  width: 100%;
  padding: 12px 16px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-size: 14px;
  font-family: var(--font-main);
  color: var(--text);
  outline: none;
  transition: border-color 0.2s, box-shadow 0.2s;
  background: #fafafa;
}
.form-group input:focus,
.form-group textarea:focus { border-color: var(--teal); box-shadow: 0 0 0 3px rgba(26,143,160,0.15); background: #fff; }
.form-group textarea { resize: vertical; min-height: 120px; }
.contact-info-cards { display: flex; flex-direction: column; gap: 20px; }
.contact-info-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 26px 24px;
  display: flex; align-items: flex-start; gap: 16px;
  box-shadow: var(--shadow);
}
.ci-icon {
  width: 46px; height: 46px;
  background: var(--teal);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  font-size: 18px; color: #fff;
}
.ci-text strong { display: block; color: var(--primary); font-weight: 700; font-size: 14px; margin-bottom: 4px; }
.ci-text span { font-size: 13.5px; color: var(--text); }
.map-wrap { border-radius: var(--radius); overflow: hidden; border: 1px solid var(--border); }

/* ---- FOOTER ---- */
.footer {
  background: var(--footer-bg);
  padding: 50px 20px 0;
  color: rgba(255,255,255,0.7);
}
.footer-grid {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 2fr 1.2fr 1.2fr 1.4fr;
  gap: 36px;
  padding-bottom: 40px;
}
.footer h4 {
  color: #fff;
  font-size: 16px;
  font-weight: 600;
  margin-bottom: 18px;
  font-family: var(--font-heading);
  position: relative;
  padding-bottom: 10px;
}
.footer h4::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0;
  width: 36px; height: 2px;
  background: var(--accent);
  border-radius: 2px;
}
.footer-about .reg {
  font-size: 12px;
  color: rgba(255,255,255,0.5);
  margin-bottom: 10px;
  font-weight: 600;
  letter-spacing: 0.5px;
}
.footer-about p { font-size: 13px; line-height: 1.7; margin-bottom: 14px; }
.footer-about .contact-line { display: flex; align-items: center; gap: 8px; font-size: 13.5px; color: var(--accent); margin-bottom: 6px; }
.footer-about .contact-line i { font-size: 14px; }
.footer-socials { display: flex; gap: 8px; margin-top: 14px; }
.footer-socials a {
  width: 32px; height: 32px;
  border-radius: 50%;
  background: rgba(255,255,255,0.08);
  display: flex; align-items: center; justify-content: center;
  font-size: 13px; color: #aaa;
  border: 1px solid rgba(255,255,255,0.12);
  transition: background 0.2s, color 0.2s;
}
.footer-socials a:hover { background: var(--accent); color: #000; border-color: var(--accent); }
.footer-links li { margin-bottom: 9px; }
.footer-links a { color: rgba(255,255,255,0.65); font-size: 13.5px; transition: color 0.2s, padding-left 0.2s; display: flex; align-items: center; gap: 6px; }
.footer-links a::before { content: '›'; color: var(--accent); font-size: 16px; }
.footer-links a:hover { color: var(--accent); padding-left: 4px; }
.footer-gallery { display: grid; grid-template-columns: repeat(3, 1fr); gap: 6px; }
.footer-gallery img { width: 100%; height: 64px; object-fit: cover; border-radius: 3px; filter: brightness(0.75) saturate(0.8); transition: filter 0.2s; }
.footer-gallery img:hover { filter: brightness(1) saturate(1); }

/* Risk Disclosure */
.risk-bar {
  background: rgba(255,255,255,0.04);
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 22px 20px;
}
.risk-bar-inner {
  max-width: 1200px; margin: 0 auto;
}
.risk-bar h5 { color: rgba(255,255,255,0.7); font-size: 13px; font-weight: 600; margin-bottom: 10px; }
.risk-bar ol { padding-left: 18px; }
.risk-bar ol li { font-size: 12px; color: rgba(255,255,255,0.45); margin-bottom: 5px; line-height: 1.6; }

/* Footer Bottom */
.footer-bottom {
  background: rgba(0,0,0,0.2);
  padding: 14px 20px;
  text-align: center;
  font-size: 13px;
  color: rgba(255,255,255,0.4);
  border-top: 1px solid rgba(255,255,255,0.06);
}

/* ---- MODAL (Notice) ---- */
.modal-overlay {
  position: fixed; inset: 0;
  background: rgba(0,0,0,0.75);
  z-index: 9999;
  display: flex; align-items: center; justify-content: center;
  padding: 20px;
}
.modal-box {
  background: #fff;
  max-width: 560px; width: 100%;
  border-radius: 6px;
  padding: 36px;
  position: relative;
  max-height: 90vh;
  overflow-y: auto;
  box-shadow: 0 20px 60px rgba(0,0,0,0.4);
}
.modal-close {
  position: absolute; top: 14px; right: 16px;
  font-size: 22px; cursor: pointer; color: #888;
  background: none; border: none; line-height: 1;
}
.modal-close:hover { color: var(--primary); }
.modal-box h2 {
  font-size: 20px; font-weight: 700;
  color: var(--primary); margin-bottom: 6px;
  font-family: var(--font-heading);
}
.modal-box .modal-sub { font-size: 12px; color: var(--mid-gray); font-style: italic; margin-bottom: 18px; }
.modal-box p { font-size: 13px; color: var(--text); line-height: 1.7; margin-bottom: 10px; }
.modal-accept { width: 100%; margin-top: 18px; }

/* ---- ABOUT TWO COLUMN ---- */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }

/* ---- STATS BAR ---- */
.stats-bar {
  background: var(--primary);
  padding: 36px 20px;
}
.stats-inner {
  max-width: 1200px; margin: 0 auto;
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 20px; text-align: center;
}
.stat-item { padding: 10px; }
.stat-item .num {
  font-size: 38px; font-weight: 800; color: var(--accent);
  font-family: var(--font-heading);
  line-height: 1;
}
.stat-item .label { font-size: 13px; color: rgba(255,255,255,0.7); margin-top: 6px; }

/* ---- RESPONSIVE ---- */
@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .contact-wrapper { grid-template-columns: 1fr; }
  .who-we-are { grid-template-columns: 1fr; }
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .header-contact { display: none; }
  .nav-links { display: none; flex-direction: column; width: 100%; background: var(--primary-dark); position: absolute; top: 100%; left: 0; }
  .nav-links.open { display: flex; }
  .nav-links li a { padding: 14px 20px; border-bottom: 1px solid rgba(255,255,255,0.07); }
  .navbar { position: relative; }
  .hamburger { display: flex; }
  .hero-content h1 { font-size: 30px; }
  .about-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .stats-inner { grid-template-columns: repeat(2, 1fr); }
  .page-banner h1 { font-size: 28px; }
  .topbar-left { display: none; }
}
@media (max-width: 480px) {
  .hero-content { padding: 40px 20px; }
  .hero-content h1 { font-size: 26px; }
  .btn { padding: 11px 20px; font-size: 13px; }
  .stats-inner { grid-template-columns: 1fr 1fr; }
}